Complete Guide: Average Cost to Furnish a House in 2025

You can expect the average cost to furnish a house in 2025 to fall between $10,000 and $40,000, with most people spending about $16,000. Actual costs depend on several factors, such as house size, number of rooms, and the quality of furnishings you choose. Custom pieces and designer services can raise your budget significantly. For quick reference, see the table below:

Description	Cost Range
Average cost to furnish a house	$10,000 – $40,000
Living room	$4,000–$6,000
Dining room	$1,500–$4,000
Bedroom	$2,000–$5,000
One-bedroom apartment	$4,000–$18,000
Two-bedroom house	$7,000–$25,000
Three-bedroom house	$10,000–$40,000

Main factors that affect your total cost:

House size
Number of rooms
Quality of furnishings
Use of custom pieces or a decorator

Average Cost to Furnish a House

Low Budget Setup: $10,000 – $20,000

If you want to keep costs low, you can furnish a house for $10,000 to $20,000. This setup covers the basics for each room. You will likely choose mass-produced furniture, flat-pack items, and budget-friendly décor. Many people buy used or assemble-it-yourself pieces to save money. Here is a quick look at what you might include:

Room	Typical Items Included	Estimated Cost Range
Bedroom	Basic metal bed frame, used sofa	$1,000 – $2,000
Living Room	Flat-pack furniture, simple décor	$1,500 – $3,000
Kitchen	Basic kitchenware, minimal appliances	$1,000 – $2,500
Bathroom	Essential fixtures, budget accessories	$100 – $1,000
Dining Room	Simple table and chairs	$1,000 – $2,000

💡 Tip: In a low budget setup, you often trade durability for affordability. Many items use MDF or particle board, which can warp or break more easily than solid wood.

You may notice that the average cost to furnish a house at this level means making some compromises:

Furniture may not last as long.
Designs are simple and may lack unique style.
You might skip extras like rugs, art, or premium lighting.

Mid-Range Setup: $20,000 – $50,000

A mid-range setup gives you more choices and better quality. You can expect to spend between $20,000 and $50,000 for a comfortable, stylish home. This range allows you to mix affordable pieces with a few upgrades. You might choose solid wood furniture, mid-range appliances, and more thoughtful design elements.

Room/Area	Cost Range
Whole house	$12,000 – $70,000
Master Bedroom	$2,500 – $16,000
Living Room	$4,500 – $20,000
Dining Room	$3,500 – $22,000
Kitchen	$3,500 – $35,000
Home Office	$3,000 – $17,000

You can make small upgrades that have a big impact:

Swap out hardware on cabinets for a custom look.
Choose longer cabinet pulls for a high-end feel.
Select mid-range appliances that perform well and look great.

Note: The average cost to furnish a house in this range reflects a balance between quality and price. You get more durable materials and a more personalized style.

High-End & Luxury Setup: $50,000 – $100,000+

If you want a luxury home, you will spend $50,000 or more. High-end setups use custom pieces, designer brands, and unique décor. You might work with an interior designer to create a one-of-a-kind space. Costs can reach $100,000 or higher, especially for large homes or premium brands.

Room	High Cost	Low Cost
Living Room	$55,000	$24,300
Dining Room	$34,200	$15,500
Master Suite	$35,250	$13,400
Home Office	/	$14,500
Outdoor Living	/	$14,500

Luxury setups often include:

Bespoke furniture and to-the-trade-only products.
High-quality materials like solid wood, marble, and leather.
Custom lighting, art, and designer décor.

You will notice that the average cost to furnish a house at this level varies by region and brand. The most expensive elements often include the living room, master suite, and outdoor spaces.

Average Cost to Furnish a House by Size

When you plan to furnish your home, the number of bedrooms plays a big role in your total budget. The size of your house affects how much furniture you need, the types of rooms you must furnish, and the overall style you want to achieve. Below, you will find a quick reference table that compares the cost ranges for different house sizes in 2025:

House Size	Cost Range
One Bedroom	$8,500 – $15,500
Two Bedrooms	$10,000 – $17,800
Three Bedrooms	$14,600 – $24,100

Furnishing an One-Bedroom Home

A one-bedroom home is the most affordable to furnish. You need fewer pieces, and you can focus your budget on the essentials. Most people spend between $8,500 and $15,500 to fully furnish a one-bedroom space in 2025. This range covers basic needs and allows for a few personal touches.

Essential Furnishings

You should start with the basics for comfort and function. Here is what you typically need:

Living Room: Sofa or loveseat, coffee table, TV stand, and a lamp.
Bedroom: Bed frame, mattress, dresser, and nightstand.
Dining Area: Small dining table and two to four chairs.
Kitchen: Basic cookware, utensils, and small appliances.
Bathroom: Shower curtain, bath mat, and storage shelves.

Tip: Focus on multi-purpose furniture, like a sofa bed or a dining table that doubles as a workspace. This helps you save space and money.

Optional Upgrades

Once you have the essentials, you can add upgrades to improve comfort and style:

Area rugs for warmth and design.
Wall art or decorative mirrors.
Upgraded lighting fixtures.
Extra seating, such as an accent chair.
Smart home devices or upgraded kitchen appliances.

You can choose to invest in higher-quality pieces for the living room or bedroom if you want your furniture to last longer. Many people also add small décor items to personalize their space.

Furnishing a Two-Bedroom Home

A two-bedroom home gives you more space and flexibility. The average cost to furnish a house of this size in 2025 ranges from $10,000 to $17,800. You will need to furnish an extra bedroom, which could serve as a guest room, a child’s room, or a home office.

Key items for a two-bedroom home include:

Second Bedroom: Bed, mattress, dresser, and nightstand.
Living Room: Larger sofa or sectional, coffee table, entertainment center.
Dining Area: Medium-sized table with four to six chairs.
Kitchen: More cookware and possibly larger appliances.
Bathroom: Additional storage and accessories.

You may want to add a desk and chair if you use the second bedroom as an office. Many people also upgrade their living room or dining area to accommodate more guests.

Furnishing a Three-Bedroom Home

A three-bedroom home requires a larger investment. In 2025, you can expect to spend between $14,600 and $24,100 for standard furnishings. Some people spend up to $50,000 or more if they choose luxury brands or custom pieces. The main cost drivers for this house size include the number of bedrooms, the size of the living and dining areas, and the quality of furniture you select.

You will need to furnish:

Three Bedrooms: Each with a bed, mattress, dresser, and nightstand. You may also want desks or reading chairs.
Living Room: Larger seating options, coffee table, entertainment center, and accent pieces.
Dining Room: Full-size dining table, six or more chairs, and possibly a buffet or sideboard.
Kitchen: More appliances, cookware, and storage solutions.
Home Office: Desk, ergonomic chair, and storage if you convert a bedroom.
Bathrooms: Extra linens, storage, and décor.

The average cost to furnish a house with three bedrooms depends on your choices. If you select mid-range or luxury items, your budget will increase. The number of rooms and the quality of furnishings are the biggest factors in your total cost.

Note: As your home size increases, you should plan for higher delivery and assembly costs. Larger homes also need more décor and accessories to feel complete.

Furnishing a Four-Bedroom Home

A four-bedroom home gives you plenty of space for family, guests, or even a home office. You need to plan for more furniture and accessories than smaller homes. The cost to furnish a four-bedroom home in 2025 varies based on your style and quality preferences.

Standard furnishing options usually cost between $15,000 and $25,000.
Luxury furnishing options can exceed $200,000, especially if you choose designer brands, custom pieces, or high-end finishes.

You will need to furnish four bedrooms, a larger living room, a full dining area, and possibly extra spaces like a den or playroom. Each bedroom typically requires a bed, mattress, dresser, nightstand, and possibly a desk or reading chair. The living room may need a sectional sofa, accent chairs, coffee table, entertainment center, and decorative lighting. For the dining room, you might select a large table, eight or more chairs, and a buffet or sideboard.

Tip: When you furnish a four-bedroom home, consider buying furniture sets for bedrooms to keep costs down and maintain a cohesive look.

Luxury setups often include custom-built furniture, premium materials like marble or hardwood, and designer décor. These choices can quickly raise your total investment. If you want to balance comfort and cost, mix mid-range pieces with a few statement items.

Furnishing Five or More Bedrooms

Homes with five or more bedrooms require a much larger budget and more detailed planning. These properties often have over 2,000 square feet of space, which means you need more furniture, décor, and accessories for each room.

Large homes (over 2,000 sq.ft.) typically cost between $50,000 and $200,000+ to furnish in 2025.
Renovation costs for these properties can exceed $75,000 if you plan to update finishes or layouts.
You will face increased material and labor costs due to the larger square footage.
Planning and budgeting become more complex as you add more rooms and specialized spaces.

You may need to furnish multiple guest rooms, a home office, a media room, and outdoor living areas. Each space requires its own set of essentials, such as beds, seating, storage, and lighting. Larger homes also need more artwork, rugs, and window treatments to feel complete.

Note: The average cost to furnish a house rises sharply with each additional bedroom. You should create a detailed checklist for each room and prioritize your spending based on how you plan to use the space.

If you want a luxury look, expect to invest in custom furniture, high-end appliances, and professional design services. These choices can make your home unique but will significantly increase your total costs.

Room-by-Room Average Cost to Furnish a House

Living Room Furnishing Cost

Essential furnitures includes

The living room often sets the tone for your entire home. You spend a lot of time here, so you want it to feel comfortable and inviting. When you start furnishing this space, you need to focus on the basics first. Most people include these essential pieces:

Sofa or sectional
Coffee table
TV stand or media console
Armchair or accent chair
Floor or table lamps
Area rug

You can expect the cost of these essentials to vary based on quality and style. Here is a breakdown of typical price ranges for living room furniture in 2025:

Furniture Level	Cost Range
Entry-Level	$1,500 – $4,500
Mid-Level	$4,500 – $10,000
High-End	$10,000+

If you choose entry-level items, you will likely find mass-produced furniture and basic designs. Mid-level options offer better materials and more style choices. High-end living rooms feature designer brands, custom upholstery, and premium finishes.

Tip: You can save money by mixing entry-level and mid-level pieces. For example, pair a quality sofa with a budget-friendly coffee table.

Upgrades and Extras

Once you have the essentials, you might want to add upgrades or extras to enhance comfort and style. These additions can quickly increase your total investment. Common upgrades include:

Statement lighting fixtures
Built-in shelving or bookcases
Custom window treatments
Decorative pillows and throws
Wall art or large mirrors
Smart home devices (like automated blinds or speakers)

High-end living rooms often feature unique décor, luxury fabrics, and custom-built furniture. If you want a truly personalized space, you may work with an interior designer. Remember, the average cost to furnish a house rises when you add these extras, especially if you select premium brands or custom pieces.

Bedroom Furnishing Cost

Master Bedroom

The master bedroom serves as your personal retreat. You want it to feel restful and organized. Essential furnishings for this room usually include:

Bed frame and headboard
Quality mattress
Nightstands (one or two)
Dresser or chest of drawers
Table lamps or sconces

You may also want to add a bench at the foot of the bed, a reading chair, or a vanity. Bedding, pillows, and blackout curtains can improve comfort and privacy. Costs for a master bedroom depend on the size of the bed, the quality of the mattress, and the materials you choose for furniture.

Additional Bedrooms

Other bedrooms in your home may serve as guest rooms, children’s rooms, or home offices. For each, you typically need:

Bed and mattress
Nightstand
Dresser or storage unit
Desk and chair (if used as an office or study space)

You can keep costs lower in these rooms by choosing simpler designs or multi-purpose furniture. Bunk beds or trundle beds work well for kids’ rooms. In guest rooms, you might add a luggage rack or extra blankets for comfort.

Dining Room Furnishing Cost

Essential furnitures includes

The dining room brings everyone together for meals and celebrations. To furnish this space, you need a few key pieces:

Dining table
Dining chairs or benches
Lighting fixture (such as a chandelier or pendant light)
Sideboard, buffet, or storage cabinet (optional)
Area rug (optional)

The cost to furnish a dining room in 2025 ranges widely. You might spend as little as $1,400 for a basic setup or over $65,000 for a luxury space. Dining tables alone can range from $150 to $30,000 or more. Chairs, benches, and stools typically cost between $20 and $2,000 each. Adding a buffet, designer lighting, or a high-quality rug can increase your total significantly.

Style Variations

Several factors influence the final cost of your dining room:

The size and layout of your room determine how many pieces you need and what sizes fit best.
Material quality and craftsmanship play a big role in pricing. Solid wood and custom finishes cost more than mass-produced options.
Your style preferences matter. Custom or designer pieces will raise your budget, while simple, ready-to-assemble furniture keeps costs down.

Note: If you want a cohesive look, consider buying a dining set that includes the table and chairs. This often saves money compared to purchasing each piece separately.

You can personalize your dining room with unique lighting, artwork, or statement chairs. If you entertain often, investing in a larger table or extra seating makes sense. For smaller spaces, a round table or expandable design offers flexibility.

Kitchen Furnishing Cost

Furnishing your kitchen in 2025 can be one of the most significant investments when you furnish a house. The kitchen serves as the heart of your home, where you cook, gather, and often entertain. The total cost depends on your choices for dining sets, appliances, and accessories.

Dining Sets

You need a dining set that fits your space and lifestyle. For a small kitchen, a compact table with two to four chairs works well. Larger kitchens may need a full-size table or even an island with bar stools. Here are some typical price ranges for kitchen dining sets in 2025:

Entry-level dining set: $200–$800 (basic table and chairs, often made from MDF or laminate)
Mid-range dining set: $800–$2,500 (solid wood, more durable, better finishes)
High-end dining set: $2,500–$10,000+ (designer brands, custom pieces, premium materials)

Tip: Choose a dining set that matches your kitchen’s size. A foldable or extendable table can save space in smaller homes.

Appliances and Accessories

Appliances and accessories make up the largest part of your kitchen furnishing budget. You need to consider the cost of refrigerators, ovens, dishwashers, microwaves, and smaller gadgets. Accessories like cookware, utensils, and storage solutions also add up.

Project Scale	Average Cost
Minor	$10,000–$20,000
Major	$20,000–$65,000
Complete	$65,000–$130,000+

If you plan a minor kitchen setup, you might only replace a few appliances and update accessories. A major kitchen furnishing project includes new appliances, cabinets, and upgraded finishes. A complete kitchen installation, often part of a new build or full remodel, can cost $65,000 or more.

You can expect to spend more if you choose high-end brands or smart appliances. Accessories such as high-quality cookware, knife sets, and storage containers can add $1,000–$5,000 to your total.

Note: If you’re building a new kitchen from scratch, the average kitchen installation cost in 2025 is around $65,000, but many homeowners spend between $35,000 and $95,000.

Home Office Furnishing Cost

A home office has become essential for many households. Whether you work remotely or need a quiet place for study, you want a space that supports productivity and comfort.

Desk and Chair

Your desk and chair form the foundation of your home office. You should choose an ergonomic chair to support your posture and a desk that fits your work style.

Basic desk and chair: $300–$700 (simple designs, limited adjustability)
Mid-range setup: $700–$1,500 (ergonomic chairs, larger desks, better materials)
High-end setup: $1,500–$5,000+ (executive desks, designer chairs, custom features)

Tip: Invest in a quality chair if you spend long hours at your desk. Comfort can improve your focus and health.

Tech and Storage

You also need to budget for technology and storage solutions. Common expenses include:

Computer or laptop
Monitor(s)
Keyboard and mouse
Printer or scanner
Filing cabinets or shelving
Desk organizers

The average cost to furnish a home office in 2025 ranges from $1,500 to $3,500 per person. If you add multiple monitors, premium tech, or custom cabinetry, your costs can rise quickly.

Tech upgrades: $500–$2,000 (monitors, docking stations, smart devices)
Storage solutions: $200–$1,000 (filing cabinets, bookshelves, modular units)

Note: You can save money by choosing multi-purpose furniture, such as a desk with built-in storage.

Bathroom Furnishing Cost

Bathrooms may be small, but furnishing them can be surprisingly expensive. You want your bathroom to feel clean, organized, and relaxing.

Essential furnitures includes

You need to start with the basics:

Vanity or sink cabinet
Mirror
Toilet
Shower curtain or glass door
Towel bars and hooks
Storage shelves or cabinets

The average cost to furnish a bathroom in 2025 is about $12,122. Most people spend between $6,638 and $17,620, depending on the size and layout of the space.

Tip: Choose moisture-resistant materials for bathroom furniture to prevent damage over time.

Decor and Upgrades

Upgrades and décor can transform your bathroom into a spa-like retreat. You might add:

Upgraded faucets and fixtures
Heated towel racks
Designer lighting
Custom tile or stone surfaces
Luxury bath linens and accessories

Here’s a quick look at typical bathroom furnishing costs in 2025:

Basic remodel: $8,000–$15,000 (new paint, vanity, fixtures)
Mid-range remodel: $15,000–$30,000 (tiled shower, upgraded plumbing)
High-end remodel: $30,000–$75,000+ (premium materials, custom features)

Your final cost depends on your choices for materials, finishes, and accessories. High-end bathrooms often feature custom cabinetry, stone countertops, and designer hardware.

Note: Labor and installation costs can vary by region. Plan your budget with some flexibility for unexpected expenses.

Outdoor Space Furnishing Cost

Creating a comfortable and stylish outdoor area can greatly increase your home’s value and enjoyment. When you plan to furnish your patio, deck, or garden, you need to consider both furniture and landscaping. The cost to furnish outdoor spaces in 2025 depends on the size of your area, the quality of materials, and the features you want to include.

Patio Furniture

You have many options for patio furniture, from simple bistro sets to full outdoor living rooms. The right choice depends on your space and how you plan to use it. Here are some common types of patio furniture you might consider:

Outdoor dining sets (table and chairs)
Lounge chairs or sectionals
Coffee tables and side tables
Outdoor rugs
Umbrellas or shade structures
Fire pits or heaters

The cost to furnish a patio varies widely. Entry-level sets for a small balcony or bistro area start around $200–$500. Mid-range patio sets, which include a table and four to six chairs made from weather-resistant materials, usually cost $800–$2,500. If you want a luxury outdoor living room with sectional seating, custom cushions, and designer finishes, you could spend $5,000–$15,000 or more.

Tip: Choose furniture made from materials like teak, aluminum, or all-weather wicker. These last longer and require less maintenance.

The average cost to install a ground patio in 2025 is about $4,500. Most homeowners spend between $2,290 and $6,420 for a standard patio. If you want a small bistro patio, you might pay as little as $820. Large, custom patios with built-in seating or fire features can reach $17,335 or higher.

Typical Patio Installation Costs in 2025:

Patio Type	Cost Range
Small Bistro Patio	$820 – $2,000
Standard Ground Patio	$2,290 – $6,420
Large Custom Patio	$6,500 – $17,335+

When you budget for your outdoor space, remember to include delivery and assembly fees. Some retailers offer free delivery, but custom or heavy pieces may require extra charges.

Landscaping

Landscaping transforms your outdoor area into a welcoming retreat. You can start with simple upgrades or invest in a complete makeover. Common landscaping elements include:

Sod or artificial turf
Flower beds and planters
Shrubs and trees
Pathways and stepping stones
Outdoor lighting
Water features (like fountains or ponds)

Basic landscaping, such as planting grass and a few shrubs, can cost $1,000–$3,000 for a small yard. If you want more elaborate features, like stone walkways, lighting, or a garden pond, your costs can rise to $10,000–$25,000 or more. Large properties or luxury landscaping projects may exceed $50,000.

Note: Well-designed landscaping not only improves your home’s curb appeal but also increases its value. You can often recoup a significant portion of your investment when you sell your house.

When you plan your outdoor space, decide which features matter most to you. Focus on durable materials and low-maintenance plants if you want to keep long-term costs down. You can always add more features over time as your budget allows.

Summary of Outdoor Furnishing Costs in 2025:

Patio furniture: $200–$15,000+
Patio installation: $820–$17,335+
Landscaping: $1,000–$50,000+

You can create a beautiful and functional outdoor area at almost any budget. Start with the essentials, then add upgrades as you go. This approach helps you control the average cost to furnish your house while still enjoying your outdoor living space.

Factors Affecting Furnishing Costs

House Size and Layout

The size and layout of your home play a major role in how much you spend on furniture. Larger homes need more pieces to fill each space. Open floor plans often require bigger or multiple seating areas, while smaller homes let you focus on essentials. The layout can also affect the type of furniture you choose. For example, a home with a separate dining room needs a full dining set, but a combined living-dining space might only need a small table.

Here is a quick look at how home size impacts your budget:

Home Size	Square Feet	Description	Average Cost
1-bedroom	600–900	Living, dining, bedroom, small office	$4,000–$18,000
2-bedroom	900–1,200	Two bedrooms, living, dining, kitchen	$7,000–$25,000
3-bedroom	1,200–2,000	Three bedrooms, larger living, more storage	$10,000–$40,000

If you have a larger home, you will need to budget for more furniture and décor. Smaller homes let you focus on quality over quantity.

Tip: Measure each room before you shop. This helps you avoid buying pieces that are too large or too small for your space.

Number of Rooms

The number of rooms in your house directly affects your furnishing costs. Each additional room means more furniture, lighting, and accessories. You will see your budget increase as you add bedrooms, bathrooms, or specialty spaces like a home office or playroom.

The furnishing budget rises with each extra room because every space needs its own set of essentials.
For a 200 m² house with three bedrooms, you might spend around €120,000 to fully furnish it.
A larger 300 m² home with four bedrooms may require an investment of about €220,000.

If you plan to furnish guest rooms or create multi-use spaces, you should include those in your budget. More rooms also mean higher delivery and assembly costs.

Note: Prioritize the rooms you use most. Start with the living room, kitchen, and main bedroom, then add furniture for other spaces as your budget allows.

New vs. Used Furniture

Choosing between new and used furniture can make a big difference in your total costs. New furniture often looks modern and comes with warranties, but it usually costs more. Used furniture can help you save money and sometimes offers better quality.

Purchase Price: New furniture usually costs $1,500–$2,500 or more per piece. Used furniture can be 30–70% cheaper.
Shipping & Delivery: New items often have shipping fees of $150–$300. Used pieces may be picked up for free or delivered for $75–$200.
Lead Time: New furniture can take 4–12 weeks to arrive. Used furniture is often available right away or within a few weeks.
Longevity & Quality: Many used pieces are made from solid wood and last longer than new, mass-produced items.
Resale Value: Used furniture holds its value better. You can often resell it for close to what you paid, while new furniture loses value quickly.
Sustainability: Buying used helps the environment by reducing waste and lowering your carbon footprint.

Tip: Mix new and used furniture to balance style, quality, and cost. This approach helps you control the average cost to furnish a house while still creating a space you love.

Intended Use (Home, Rental, Staging)

The purpose of your space has a big impact on the average cost to furnish a house. If you plan to live in the home, you may want to invest in comfort, durability, and personal style. You might choose higher-quality furniture for rooms you use every day, such as the living room or bedroom. You may also add upgrades like smart home devices or custom storage.

If you furnish a rental property, your priorities change. You often look for furniture that is durable and easy to clean. You may select mid-range or budget-friendly pieces that can handle frequent use. Many landlords choose neutral colors and simple designs to appeal to a wide range of tenants. You might skip luxury upgrades and focus on essentials, such as beds, sofas, and dining sets. This approach helps you control the cost to furnish an apartment or house for rental.

Staging a home for sale is different. You want to create a welcoming and attractive space that appeals to buyers. You may rent furniture or use staging services instead of buying new pieces. Staging usually focuses on key rooms, such as the living room, dining area, and master bedroom. You do not need to furnish every room. The goal is to highlight the home’s best features and help buyers imagine living there. Staging costs less than full furnishing, but it still adds to your overall budget.

Tip: Decide how you will use the space before you start shopping. This helps you set a realistic budget and choose the right furniture for your needs.

Regional Price Differences

Where you live affects the cost to furnish a house in 2025. Prices for furniture, delivery, and installation can vary widely across the United States. Some regions have higher costs due to local demand, shipping fees, and the cost of living.

States like Hawaii, California, and New York have higher average house prices. You will see increased furnishing costs in these areas because of a higher cost of living.
In states such as West Virginia and Mississippi, you can find more affordable furnishing options. The lower cost of living in these areas helps keep prices down.
Intense competition for housing in expensive cities often drives up both home and furnishing costs. You may pay more for the same sofa or dining set in a major city than in a rural area.

You should research local prices before you set your budget. Shopping at local stores or using regional delivery services can help you save money. If you move from a low-cost state to a high-cost city, plan for a higher average cost to furnish your house or apartment.

Delivery and Assembly

Delivery and assembly fees can add a significant amount to your total furnishing budget. Many furniture stores charge extra for delivery, especially for large or heavy items. Some companies offer free delivery if you spend a certain amount, but others charge per item or by distance.

Assembly costs also vary. Flat-pack furniture often requires self-assembly. If you hire professionals, you may pay $50 to $200 per piece. Custom or luxury furniture may include white-glove delivery and setup, which increases your total cost.

Note: Always ask about delivery and assembly fees before you buy. These costs can surprise you if you do not plan for them.

You can save money by assembling furniture yourself or picking up items from local stores. However, professional assembly ensures that your furniture is safe and sturdy. For large homes or complex setups, budgeting for delivery and assembly makes the process easier and less stressful.

Special Cases: Rentals and Staging

Furnishing a Rental

When you furnish a rental property, you face unique challenges. You want to attract tenants, but you also need to control costs. High-demand areas often benefit from furnished rentals, especially if you target vacation destinations or competitive housing markets. You may see increased profitability when you offer furnished options.

Here are some important considerations:

You will need to make a significant upfront investment in furniture and appliances.
Ongoing maintenance and replacement costs rise due to wear and tear from tenants.
Furnished rentals appeal to a narrower tenant pool, which can lead to longer vacancy periods.

You should plan your budget carefully. The cost to furnish a rental house or apartment in 2025 varies by room and quality level. Review the table below for typical costs:

Area	Budget-Friendly Cost	High-End Cost
Kitchen/Dining	$15,000	$30,000
Bedroom	$8,000	$15,000
Bathroom	$5,000	$10,000
Office	$1,500 – $5,000	N/A
Additional Spaces	$5,000 – $10,000	N/A

You can save money by choosing durable, easy-to-clean furniture. Focus on essential pieces for each room, such as beds, sofas, and dining sets. If you furnish a rental, you may want to avoid luxury upgrades and stick to neutral styles that appeal to more tenants.

Tip: In vacation areas, furnished rentals often command higher rents and shorter vacancy periods. Consider the local demand before you invest.

Home Staging

Home staging helps you sell your house faster and often at a higher price. You create an inviting space that appeals to buyers. The average cost for home staging in 2025 ranges from $1,500 to $3,000. For mid-sized homes, you may spend $2,000 to $5,000 for comprehensive staging.

You will likely pay an initial consultation fee between $200 and $600. Partial staging for occupied homes costs $800 to $3,000. Full staging for vacant homes can reach $5,000 or more. Monthly furniture rental fees range from $500 to $2,000.

Best practices for staging include:

Declutter each room to make spaces look larger.
Use DIY staging for simple improvements.
Focus on key areas like the living room, kitchen, and master bedroom.
Borrow furniture or use virtual staging to save money.
Consult a professional stager for expert guidance.

You should prioritize the rooms that influence buyers most. Staging the living room and master bedroom often delivers the best return on investment. If you want to keep costs low, consider partial staging or virtual options.

Note: Staging does not require you to furnish every room. Highlight the best features of your house to attract buyers.

Short-Term Furnishing

Short-term rentals, such as vacation homes or Airbnb properties, require a different approach. You need to balance durability, style, and cost. Guests expect comfort and convenience, so you should provide essential furnishings in every room.

Key strategies for short-term furnishing:

Choose furniture that withstands frequent use and easy cleaning.
Include basic kitchenware, linens, and toiletries.
Use multi-purpose pieces, such as sofa beds or expandable tables.
Keep décor simple and welcoming to appeal to a wide range of guests.

You can control the cost to furnish a short-term rental by shopping for deals and focusing on essentials. Avoid expensive upgrades unless you target luxury travelers. Regularly inspect and replace worn items to maintain guest satisfaction.

Tip: Well-furnished short-term rentals often receive better reviews and higher occupancy rates. Invest in comfort and practicality for the best results.

Budgeting and Saving Tips

Setting a Budget

You should start your furnishing journey by setting a clear budget. Decide how much you can spend before you shop. Review your finances and set a maximum amount for the whole project. Break down your total budget by room or category. This step helps you avoid overspending and keeps your plan realistic.

A simple way to organize your budget is to use a table like this:

Room/Area	Planned Budget
Living Room	$4,000
Bedroom(s)	$3,000
Kitchen	$2,500
Dining Room	$1,500
Outdoor Space	$1,000
Total	$12,000

Tip: Always set aside 10-15% of your budget for unexpected expenses. Prices can change, or you may find you need extra items.

Prioritizing Essentials

Focus on the essentials first. List the must-have items for each room. For example, you need a bed and mattress in the bedroom, a sofa in the living room, and a table in the dining area. Essentials give you comfort and function right away.

You can use this checklist to help you:

Bed and mattress
Sofa or main seating
Dining table and chairs
Basic kitchenware and appliances
Lighting for each room

Once you have the basics, you can add extras like rugs, art, or decorative pillows. This approach lets you move in and live comfortably while you save for upgrades.

Note: Essentials come first. Extras can wait until you have more room in your budget.

Where to Save or Splurge

You do not need to spend top dollar on every item. Some pieces deserve a bigger share of your budget, while others can be more affordable. Knowing where to save or splurge helps you get the best value.

Save on:

Side tables, shelves, and storage units
Décor items like pillows, throws, and wall art
Dining chairs or stools (choose sturdy but budget-friendly options)

Splurge on:

Mattress and bed frame (for comfort and health)
Sofa or main seating (for daily use and durability)
Appliances you use often (like a refrigerator or oven)

Tip: Spend more on items you use every day. Save on things that are easy to replace or update later.

When you plan your purchases, remember the average cost to furnish a house can vary based on your choices. Smart budgeting lets you create a comfortable home without breaking the bank.

Shopping Strategies

Smart shopping can help you control the average cost to furnish a house in 2025. You can find quality furniture and décor for less if you know where and how to look. Use these strategies to stretch your budget and get the most value for your money.

1. Compare Prices Online and In-Store

You should always check prices at multiple retailers before you buy. Many stores offer online-only deals or price matching. Use comparison websites or apps to track sales and discounts. Sometimes, local stores have clearance events that beat online prices.

2. Shop During Major Sales Events

Plan your purchases around big sales. The best times to buy furniture include:

Presidents’ Day
Memorial Day
Fourth of July
Labor Day
Black Friday and Cyber Monday

Retailers often offer deep discounts on sofas, beds, dining sets, and appliances during these events. You can save hundreds or even thousands of dollars on the cost to furnish an apartment or house.

Many furniture stores give you a discount when you join their email list. You may receive early access to sales, exclusive coupons, or special financing offers. These savings can add up, especially if you need to furnish several rooms.

4. Use Cashback and Rewards Programs

Some credit cards and online platforms offer cashback or rewards for furniture purchases. Check if your card has extra points for home goods. You can also use rebate apps to get money back on large purchases.

5. Consider Outlet Stores and Floor Models

Outlet stores sell overstock, discontinued, or slightly damaged items at a discount. You can also ask about floor models, which are display pieces sold at lower prices. These options help you lower the average cost to furnish a room without sacrificing quality.

6. Bundle Purchases for Bigger Savings

Many retailers offer package deals for bedroom sets, living room groups, or whole-house bundles. Bundling can reduce the cost per item and simplify your shopping process.

Tip: Always measure your space before you buy. Oversized furniture can lead to costly returns or wasted money.

7. Negotiate and Ask for Extras

You can sometimes negotiate prices, especially at local stores. Ask for free delivery, assembly, or extended warranties. Even small perks can help you save on the total cost to furnish your home.

By following these shopping strategies, you can furnish your house or apartment for less. You will find deals that fit your style and budget, making your home comfortable without overspending.

Sample Furnishing Budgets

Budget Scenario: 1-Bedroom

You can furnish a one-bedroom apartment on a tight budget if you focus on essentials. Most people spend between $8,500 and $15,500 for a complete setup in 2025. This budget covers all the basics you need for comfort and function.

Typical 1-Bedroom Budget Breakdown:

Room/Area	Estimated Cost
Living Room	$1,500
Bedroom	$2,000
Kitchen	$2,000
Bathroom	$800
Dining Area	$1,200
Miscellaneous	$1,000
Total	$8,500

You can save money by choosing flat-pack furniture, shopping sales, and mixing new and used items. Focus on a sturdy bed, a comfortable sofa, and basic kitchen appliances. Add décor and upgrades as your budget allows.

Tip: Multi-purpose furniture, like a sofa bed or storage ottoman, helps you maximize space and value in a small apartment.

Mid-Range: 3-Bedroom

A mid-range budget for a three-bedroom house gives you more flexibility. You can expect to spend between $18,000 and $35,000 for a comfortable and stylish home. This range lets you choose higher-quality furniture and add some upgrades.

Sample 3-Bedroom Furnishing Plan:

Living Room: $4,500 (sofa, chairs, coffee table, media console)
Master Bedroom: $3,500 (queen bed, dresser, nightstands)
Two Additional Bedrooms: $5,000 (beds, desks, storage)
Dining Room: $2,500 (table, six chairs, sideboard)
Kitchen: $3,000 (appliances, cookware, bar stools)
Bathrooms: $2,000 (vanities, mirrors, storage)
Home Office/Extras: $2,000 (desk, chair, shelves)

You can mix mid-range and entry-level pieces to balance quality and cost. Choose durable materials for high-use areas. Upgrade lighting or add area rugs for extra comfort.

Note: Delivery and assembly fees can add $1,000 or more to your total cost to furnish a house.

Luxury: 5-Bedroom

If you want a luxury look for a five-bedroom home, you should plan for a much higher budget. Many homeowners spend $75,000 to $200,000 or more for premium furnishings, custom pieces, and designer décor.

Luxury 5-Bedroom Budget Example:

Area	Estimated Cost
Living Room	$25,000
Master Suite	$20,000
Four Bedrooms	$32,000
Dining Room	$15,000
Kitchen	$25,000
Bathrooms	$10,000
Home Office	$8,000
Outdoor Spaces	$15,000
Total	$150,000

You can expect to pay more for custom furniture, luxury appliances, and professional design services. High-end materials, such as marble, hardwood, and leather, add to the cost. Outdoor living areas and landscaping also require a significant investment.

Tip: Work with an interior designer to create a cohesive style and avoid costly mistakes when you furnish a luxury home.

These sample budgets help you understand the average cost to furnish a house at different levels. Use them as a starting point to plan your own project and set realistic expectations.

You now have a clear picture of the average cost to furnish a house in 2025. Most people spend between $6,000 and $32,000, depending on house size and quality. Key factors include your budget, the quality of furniture, and whether you use professional services. When you plan your furnishing budget, remember to:

List your must-haves and nice-to-haves
Set aside funds for unexpected expenses
Consider regional price differences
Explore financing options if needed

Use the tips and sample budgets in this guide to create a plan that fits your needs. Start with a checklist or talk to a professional for extra support.

FAQ

How much does it cost to furnish a house in 2025?

You can expect to spend between $10,000 and $40,000 to furnish a house in 2025. Your final cost depends on house size, number of rooms, and the quality of furniture you choose.

What is the average cost to furnish an apartment?

You usually spend $4,000 to $18,000 to furnish a one-bedroom apartment. If you want higher quality or more upgrades, your budget may increase.

How can I reduce the cost to furnish a room?

You can buy used furniture, shop sales, and focus on essentials. Multi-purpose pieces help you save money and space. Avoid luxury upgrades if you want to keep costs low.

Does hiring an interior designer increase the cost to furnish a house?

Hiring an interior designer adds to your total cost. You pay for design services and may choose more expensive furniture. Designers help you create a cohesive look and avoid mistakes.

What rooms cost the most to furnish?

The living room and kitchen usually cost the most. You spend more on sofas, appliances, and dining sets. Bedrooms and bathrooms cost less unless you choose luxury options.

Are delivery and assembly fees included in the cost to furnish a house?

Most stores charge extra for delivery and assembly. You should ask about these fees before you buy. Some retailers offer free delivery if you spend a certain amount.

How does location affect the cost to furnish a house?

You pay more in cities with a high cost of living, such as New York or San Francisco. Furniture prices, delivery fees, and installation costs vary by region.

Can I furnish a house for under $10,000?

You can furnish a small house or apartment for under $10,000 if you choose budget-friendly furniture and skip upgrades. Focus on essentials and shop smart to stay within your budget.